Teen Driver Insurance

Teen Driver Insurance Merrimack, NH

Whether you currently have a teen in your house ready to drive or you’re just preparing for one to get their learner’s permit, the biggest concern on the minds of parents is “How much more is this going to cost?”And while the answer is invariably “more” there are some things to consider when a teen starts driving:

  • Explore adding the teen driver to your existing auto insurance policy rather than purchasing a separate policy for the teen. There are benefits of having other drivers and vehicles on the policy since most insurance companies will take an average of all of the household members when determining the new premium. This can lessen the “sticker shock” associated with the premiums of teen drivers. Additionally, the teen will be covered for all of the autos in the household if you only have one policy for all of the drivers and vehicles.
  • Insurance companies know that adding a teen driver is expensive. So many of them have developed discounts specifically for young drivers to try to minimize the financial impact for parents. Examples include Good Student discounts and certain Driver Safety Course discounts. Make sure you ask whether these discounts are available when making your insurance decision.
  • If you’re considering buying a car for your teen driver, whether it be new or used, look for vehicles with a suite of safety features. Discounts are often available for anti-lock brakes, traction control, anti-theft devices, and even On-Star or other monitoring services.
  • In most states, drivers with learner’s permits aren’t required to be listed separately on an insurance policy. So oftentimes you won’t need to add the teen to your policy until the youthful driver is fully licensed. But it’s best to check with your insurance company to confirm this. The best way to find out when to add a teen driver is to ask a licensed agent in our office. We can assist you with adding the driver and provide you with some quotes from several of the top insurance companies.

Get A Quote With Your Teen Driver Today

Our licensed staff is ready to help you get multiple quotes for you and your teen driver. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.

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Advantage Insurance represents the top-rated insurance companies in New Hampshire, Massachusetts, Maine & Vermont. We will compare pricing and coverage options finding you the best policy for your needs. Call us at: 603-262-3300 or click the button below to send us a message for your quote.